In addition to running a local test using the server closest physically to my location, I also run tests on US, UK, Canadian, Australian, Dutch, German and French servers (assuming, of course, the VPN provider supports that country). These seven are the locations to which users most commonly connect. You can find the results on each provider’s speed test page.
That attitude to the safety and privacy of personal data creates an enormous online security risk. Public Wi-Fi networks, which are ubiquitous and convenient, are unfortunately also highly convenient for attackers looking to compromise your personal information. How do you know, for example, that "starbucks_wifi_real" is actually the Wi-Fi network for the coffee shop? Anyone could have created that network, and they may have done so in order to lure victims into disclosing personal information over it. In fact, a popular security researcher prank is to create a network with the same name as a free, popular service and see how many devices will automatically connect because it appears safe.